Quarter is Faster, Easier, and
Less Expensive for You
Even if you've been denied a mortgage or refi through a big bank or you just assumed you wouldn't get approved, you may still qualify for Quarter. Because we're not a bank, our requirements are different and less restrictive.
Quarter helps you finance a home with equity based co-ownership funds with monthly savings up to 50% less than paying for a mortgage.
If you already own a home and are paying it off with a mortgage, you can also use Quarter to see up to 50% cheaper payments per month.
All you have to do is apply for Quarter financing to replace your existing mortgage with co-investor funds. How you live in your home doesn't change.
Just like paying for it with a mortgage, your house is your house!
Mortgages are a really expensive way to buy a house. There are simply too many bankers and middlemen to be paid. And you end up footing the bill.
With Quarter, we remove these expensive middlemen from financing your home and connect you directly with Investors who want to own fractional interests of many homes. This way of financing means up to 50% less cost out of your pocket every month. And the paperwork hassles of qualifying for Quarter financing is far simpler than with a mortgage.
Quarter reserves Investor funds specifically for you when you’re approved, so you’re able to shop for a new home as a cash buyer.
That makes your offer much more attractive to sellers - putting more power in your hands.
With Quarter, you’re no longer at a disadvantage to wealthy cash buyers. Now you are a cash buyer too.
Just like paying for your home with a mortgage, your house is your house!
With Quarter, you’re on the title. The investors who provide equity funding aren’t landlords. You never meet them in person.
They own fractional interests of the house as an investment only. But, only you get to live there.
Yes, you can paint the walls green.
Instead of paying interest on a mortgage loan to a bank - or rent to a landlord - you’ll pay your co-owners a fixed fee every month for the portion of your home you don’t own.
But, unlike adjustable mortgage interest rate hikes or annual rent increases - your monthly Quarter fee doesn’t go up.
It’s a frozen fee the day you buy your home (though your local taxes and insurance costs do vary).
So, unless you change how much you own along the way - you can rest assured your monthly fees paid to co-owners will stay the same with Quarter.
You sure can. Quarter gives you ultimate flexibility to own as much of your home as you want - as long as you retain your minimum required ownership.
Want to buy more and lower your monthly fees? No problem! Quarter transfers your cash to your co-owners and transfers new ownership equity to you at that day’s valuation of your home.
Just like that. The power of your home’s ownership is in your hands. Not some bank’s or landlord’s.
Any ownership portion above your minimum required is available to sell to co-owners in the Quarter network at that day’s valuation.
And the funds will arrive (almost) instantly. Do you think bank home equity lines of credit are this simple and fast? Hint: not even close!
Your home is an investment that is always changing value. You should be able to exchange ownership for cash any time you like.
Now you can.
Need to move? No problem. We make that easy too.
Give us 90 days notice - then leave the house with us. You can take your equity with you to your new destination and buy a new house on the Quarter network.
Moving is complicated and worrisome. This simplifies your life immensely!
So staying with Quarter wherever you go will always feel the same - you can take Quarter with you.
Quarter reserves Investor funds specifically for you when you’re approved, so you’re able to shop for a new home as a cash buyer.
That makes your offer much more attractive to sellers - putting more power in your hands.
With Quarter, you’re no longer at a disadvantage to wealthy cash buyers. Now you are a cash buyer too.
Purchase a Home
Refinance a Home
It's not miraculous…or strange. It's tenants-in-common. And it happens all the time.
